Minimum Mortgage Amount

A question we often get asked at First Choice Finance is what is the minimum mortgage loan amount we offer? The answer to the question will vary depending on your individual circumstances, but the lowest mortgage we currently offer is £10,000, but we do have loan borrowing options from £3,000 for homeowners and tenants.

£10,000 Remortgage If you are mortgage free you may consider refinancing your property, borrowing from £10,000 up to £1,000,000 depending on your property value and your credit profile, enquire online to speak to one of our qualified mortgage advisers, all quotes are free and you will be under no obligation to proceed with any mortgage offer we may make.

Minimum Mortgage Deposit Needed
We have some mortgage plans available offered to borrowers who need a mortgage with a high loan to value and a small deposit, currently 95% loan to value. We also offer a number of other mortgage options to choice from that includes Guarantor mortgages, gifted deposit mortgages and family springboard mortgages, these are mortgages that allow you to get on the property ladder with the minimum mortgage deposit with help from your parents.

When you decide to buy a home, refinance your current mortgage, purchase a commercial building, or consider a reverse mortgage. it`s a big step. What sets us apart is the advice we give our clients on matters such as improving their credit score, maximising their cash flow with the right loan, and our unrelenting commitment to find the mortgage/loan that is best for you! You can trust us to find the mortgage that`s best for you; with the lowest rates available for your circumstances from our panel of lenders.

Refinance
If you thought refinancing meant getting buried under mountains of paperwork, think again! First Choice Finance makes it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment. Let our professionals guide you to the very best refinanced mortgage loan! Need a refinance quote or simply want some advice? Contact us, simpley complete our simple online enquiry form, with refinance mortgage plans starting at just £10,000. Purchase
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn`t pick the house that was best for someone else, you picked the one that`s right for you! Trust the professionals at First Choice Finance to find the mortgage loan that best fits your needs. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to closing. Getting the right mortgage is like getting the keys to your new house! First Choice Finance will help you get there.
B The mortgage professionals at First Choice Finance give you the personal attention you deserve and treat you with the respect due a valued customer. We will help you qualify, apply and be approved for the right mortgage loan for you. Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

Mortgages & Remortgages 8.4% APRC. Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.